Hamilton County S.E.E.D.


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Hamilton County, Iowa


Downpayment Loan


Upper Story Renovation Program

Housing opportunities abound in Hamilton County. A low cost of living, low taxes, available jobs and great quality of life make Hamilton County a great place to live.

Over the course of the last fifteen years Hamilton County has seen tremendous growth in new home construction. Nearly one hundred new homes ridgeviewhave been built in the nine Hamilton County communities. This has been encouraged by a tax abatement program offered by each community. Information on the tax abatement can be obtained from the City Clerk in each community or from the County Auditor's office.

Hamilton County S.E.E.D. can assist individuals or couples purchase a home through a low interest program which helps qualified applicants borrow money for a downpayment and/or closing costs..

Hamilton county created a loan pool to assist property owners in the rehabilitation of second story space of downtown buildings for use as apartments. This gap financing is meant to fill a void for owners pursuing such a project. The goal is to help provide additional rental units in Hamilton County communities.

The Stratford community offers an assisted living facility of twenty apartment units. Webster City is follathenswoods1owing suit with one facility underway and plans for a second in the discussion stage.

 Ellsworth, Stanhope, Stratford and Williams all offer subsidized housing for senior citizens. 

Blairsburg has a newly developed subdivision. In fact, Blairsburg, Ellsworth and Webster City all have newer subdivisions with lots available.
Upper Story Loan Program
Hamilton County S.E.E.D. has an innovative loan program that is available to property owners of commercial buildings in the central business district of Hamilton County communities. The purpose of the loan program is to assist in the rehabilitation and development of second story space in to residential units. The need for quality, affordable space and the desire to make downtown a 24/7 place drives the development of this program. Low interest loans are available with a maximum loan amount of $10,000.

As you can see, Hamilton County offers housing opportunities for persons of every age and income range. Try us out.